Isaac Osei
Isaac OseiFounder

My Journey

So Far...

Originally trained as a medic, but decided to swap the comfort of the consulting room and operating theatres for the exciting but uncharted territory of owning a business(es), in the final few months of a 7yr med school programme at KATH-KNUST, after an initial one year stint at University of Ghana pursuing biological science.

I have been through 'hell' and back, which I reveal more in my book: 'The 10yr+ Overnight Success'. Life is too short to commit all those mistakes all over again- learn from mine, as I share a few with you below (but get my book)....

Side Gigs
Started off on my university campus hosting and designing websites, repairing laptops, fixing vsat, providing small student loans on campus (sometimes secured against qualified textbooks), trading forex, building and selling desktop computers, operating airline ticket sales via a travel & tour business, owned two cybercafes in Kumasi alone (after an earlier one in I owned with four others in Koforidua never grew to my desire due to pesistent disagreements over so many things), etc).

Quitting Medical School (BUT Not Healthcare & Medical Science)
In med school, I had problems with authority — lecturers threatening me with consequences didn't motivate me, it only reinforced my rebellion - (in)famously tagged as 'the quiet rebel'. Aside the usual victimisation that comes with being a student business owner in our post-colonial universities, was my insatiable appetite to gain real freedom from the box created for me But being stubborn has upsides as an entrepreneur because I am not afraid to think independently and ignore the consensus. When I started my business in 2006, many "experts" told me it was a foolish idea for dozens of reasons, all of which turned out to be nonsense. Late 2000s, it was finally ripe to change my career path. I was insulted and ostracised by all manner of people who know next to nothing or what safety nets I had secretly put in place when I switched careers - ignorance shockingly abound in the Ghana till today.

During the twilight of a medical career he realised the lacuna in the medical facilities and the problems faced by doctors in offering quality medical care to the patients. World-class medical care were not easily accessible and expensive when available. That's when he decided to jump ship to do his bit for the society.


Epiphanies
Most of the businesses I have started have all been on the back of being at the receiving end of very bitter experience or simply short-change. I have several to share, but will restrict it to a few....

My inability to get a guarantor for a ssnit student loan even as I had so called relations (fakes on hindsight) who could have guaranteed for me but decided not to, moved me to have some part-time businesses even whilst on campus, and used the surplus funds to setup a non-deposit taking small loans for students secured against textbooks, which has now grown to be Sikamaster Loans and Quidmaster Loans, in Ghana and the UK respectively - both even funding partners for this platform.

Most landlords in Ghana get away with plain fraud & deceit, and that was what befell me when my former landlord (shamefully a pulpit-mounting 'man of God' as well) claimed oblivion when I had a verbal agreement to fix a washroom in a  commercial property that had none that he was renting to me, even as he had done one for his office but none for the other tenants --- was hounded out unfairly and let to racking up efforts to grow an already started -- DCANS Properties was borne out of this fraud and daylight robbery. This particular experience helped my resolve never to rent (even always encourage our tenants to make the attempt to own over a period, which we allow).

The idea of Moneyafrique and DCANS Pay were planned from my Fairmont Hotel Abu Dhabi room when I got stranded with settling bills, very far away from home.


The DCANS Group (TDG)
I was laughed at and told it was impossible when I said I was going to register and operate a business in the UK one day on one of my earlier student workabroad trips (in the era when med students were never refused travel visas, as my application and supporting documents were not up to requirements). Fast-forward to today, and it has come to pass since 2012 -- not just one, but several registered entities in the UK and across other continents as well. In spite of the steady stripes TDG has chalked, it's always preferred to be known as a 'Global Startup Project' - We're just getting started!!!

I remain totally God-dependent, self-reliant true adventurer born for more, but very much open to progressive collaborations, and not useless mere talkshops.

Founder's Message